We’re here for fearless decision-making.
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Ripple Insurance is a local Melbourne insurance brokerage dedicated to developing collaborative, long-term partnerships and genuine connections with our business partners to ensure we’re on the pulse of their growth and maturity, as well as their evolving industry risks and demands.
In business, every decision creates a ripple effect. That’s why our insurance solutions are designed to address both immediate and long-term business goals, empowering you to make decisions with coverage options that help to protect you now and into the future.
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We offer insurance solutions with immediate and long-term impacts.
Working across a range of industries such as hospitality, retail, design, construction, manufacturing and professional services, our extensive experience helps us to personalise insurance programs to the needs of our business partners.
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Local, dedicated advice with the support of an established, national network.
As a corporate authorised representative of McLardy McShane Partners Pty Ltd, Ripple Insurance has the backing of a group with over 36,000 clients and $500m gross written premium nationally, all with the flexibility and responsiveness of your local small business.
Nicole Mills
Managing Director & Principal Advisor
With over 20 years’ experience in insurance broking, I help businesses navigate risk with clarity and confidence. Having worked with top-tier international firms, I established Ripple Insurance to deliver a more collaborative, client-focused approach.
I work with clients across a broad range of industries, including hospitality, retail, construction, manufacturing and professional services, providing practical advice and tailored insurance solutions that support long-term success.
I bring a strong focus on claims management, advocating for clients and managing complex claims to achieve the best possible outcomes.
"I found Nicole to be very friendly and approachable, extremely knowledgeable and professional. In my somewhat niche business, Nicole was able to succeed where other brokers wouldn't venture.
Nicole had the ability to understand my needs and communicate them effectively to her insurance panels. I am very grateful to her for providing me with policies that exceeded my expectations at what I consider very reasonable costs. I am very happy to recommend Nicole."
— Phil Sanders of Vibration Services Australia Pty Ltd
